Accounts & balances
A unified picture of advisor-custodied accounts, with current balances rolled up across the household.
Integrations
Connect equity compensation to the rest of the portfolio.
Gemifi helps advisors bring account-level portfolio context into equity compensation planning, so stock plan decisions can be evaluated alongside custodial accounts, holdings, tax lots, liquidity, and realized gain/loss.
Why integrations matter
Equity decisions don’t happen in a vacuum.
Option exercises, RSU sales, 10b5-1 plans, and concentrated stock decisions depend on the client’s broader portfolio — their liquidity, their realized and unrealized gains, and the employer-stock exposure they already carry across custodial accounts.
Bringing custodial data into the same workspace as the equity plan means advisors can answer the questions clients actually ask: Can I afford this exercise? What does my real concentration look like? What’s the tax picture before I sell?
What Gemifi pulls in
Account-level context, built for advisor decisions.
The data Gemifi consumes is the same data your clients’ planning decisions actually depend on — not a generic firehose.
Positions & holdings
Security-level positions across each account, including employer-stock exposure that sits outside the stock plan itself.
Tax lots & cost basis
Lot-level acquisition dates and cost basis to inform staged-sale and exercise sequencing decisions.
Transactions
Recent buys, sells, transfers, and corporate actions so trading plan recommendations reflect real account activity.
Realized gain/loss
Year-to-date realized gain and loss context to frame the tax impact of new sales or exercises.
Security metadata
Symbols, identifiers, security type, and corporate action flags to keep planning views accurate.
Data freshness status
Source availability and last-updated indicators so advisors know whether to trust the data before acting on it.
Supported & target sources
Built around the custodians and brokerage sources advisors rely on.
Gemifi is building connectivity across major advisor custodians and brokerage sources. Coverage is expected to extend across most major brokerage and custodial sources used by advisors.
Schwab Advisor Services
Fidelity Institutional
Fidelity / National Financial Services
Fidelity Workplace
Pershing Advisor Solutions
Pershing LLC
Goldman Sachs Advisor Solutions
AXOS
Apex Clearing
Interactive Brokers
SS&C / DST Systems (mutual funds & annuities)
Pontera
Gemifi is designed to support the major custodial and brokerage sources advisors rely on. Source availability, field coverage, and refresh frequency may vary.
Advisor workflows
Where portfolio context changes the conversation.
Each workflow connects custodial data to a decision advisors are already making for clients with concentrated equity compensation.
Total concentration monitoring
Combine stock plan grants with outside holdings to identify employer-stock concentration across the client's broader portfolio — not just inside the equity plan.
Exercise & liquidity planning
Evaluate whether clients have the cash or liquid assets needed for option exercises, tax withholding, AMT exposure, and estimated tax payments.
Tax-lot aware trading plans
Use external tax lots and cost basis to inform staged-sale sequencing, manual trading plan builders, and 10b5-1-style planning workflows.
Realized gain/loss context
Pull year-to-date realized gain and loss so advisors can see the tax picture before recommending additional sales or exercises.
Wash-sale risk alerts
Surface possible wash-sale risk indicators based on planned trades, external transactions, and tax-lot data — for advisor review, not automatic enforcement.
Data freshness warnings
Flag when source data is stale, missing, or incomplete before it gets used in client-facing planning outputs.
Manual trading plan builder
More signal in every trading plan.
Integrations make the manual trading plan builder more useful by putting the client’s real account context right next to the plan being built — not as a separate spreadsheet or guess.
Roadmap
Held-away accounts, next.
Advisor-custodied accounts are the first priority. Client-permissioned held-away accounts are on the roadmap, allowing advisors to expand planning context beyond directly managed assets.
A note on data and recommendations: Gemifi surfaces planning context and risk indicators for advisors. Data availability, tax-lot completeness, source freshness, and refresh frequency may vary by custodian and account type. Advisors should review source data before making recommendations or taking action.
Bring portfolio context into equity compensation planning.
See how Gemifi connects equity data to the rest of the picture — on a walkthrough tailored to your firm’s workflows.